​Documents you may need for mortgage processing

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• Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income

• Names/addresses of employers for two years

• W-2s for two years

• If self-employed, year-to-date profit and loss statement, plus signed returns for last two years

• Proof of pension or retirement income

• ​Social Security and Disability payments, if applicable

• ​Child support or alimony payments (optional for you to disclose)

• One to two years of tax returns

• A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Broker

• Complete bank statements for 3 months, including all retirement accounts 

• A copy of earnest money deposit

• Real estate contract on house purchasing, when available 

• Information on debts such as car loans, student loans and credit cards
• Contact details for real estate agent

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Additional documents may be needed upon review of your specific financial situation