
​Documents you may need for mortgage processing
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Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income
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Names/addresses of employers for two years
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W-2s for two years
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If self-employed, year-to-date profit and loss statement, plus signed returns for last two years
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Proof of pension or retirement income
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​Social Security and Disability payments, if applicable
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​Child support or alimony payments (optional for you to disclose)
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One to two years of tax returns
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A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Broker
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Complete bank statements for 3 months, including all retirement accounts
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A copy of earnest money deposit
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Real estate contract on house purchasing, when available
- Information on debts such as car loans, student loans and credit cards
- Contact details for real estate agent
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Additional documents may be needed upon review of your specific financial situation